These four essays examine the essentials of the banking industry, Regulation BB, Regulation DD, and Regulation V. The first essay briefly explains the various institutions that make up the banking industry along with the regulating organizations that control it. The second essay discusses Regulation BB and its relationship with the Community Reinvestment Act of 1977. The third essay describes Regulation DD and its connections with advertising, interest rates, market yields, overdrafts and the Truth in Savings Act of 1991. The fourth essay discusses Regulation V and its impact on the credit repair business caused by the passage of the Fair Credit Reporting Act of 1970 and the Credit Repair Organizations Act of 1996. The article concludes by observing that the regulations examined herein have a significant on the behavior or individuals and corporations.
ESSAYS ON THE BANKING INDUSTRY, REGULATION BB, REGULATION DD, AND REGULATION V
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Country:
United State
Volume & Issue:
Volume 06, Issue 01, January 2024
Page No:
5718-5728
Abstract:
KeyWords:
Banking Industry, Community Reinvestment Act, Credit Repair Organizations Act, Fair Credit Reporting Act, Regulation BB, Regulation DD, Regulation V.
